You love the curtains in the house you’re about to place an offer on, but are they included in the price? What comes with a house you buy? Find out!
There are many questions that come along with buying a home, but today we’re going to shed some light on what comes with a house you buy. Having a clear understanding of this part of the buying process can help create a less stressful sale and maximize your buying power.
📰 Details in a Real Estate Listing
The first place to look for what’s included in the purchase of a property is the real estate listing. The listing agent takes down information from the seller about items they wish to include in the sale and add those to the listing.
Keep in mind that just because something isn’t expressly mentioned in the listing doesn’t mean that the seller won’t consider including it with the sale. In today’s real estate market, you’ll find sellers are more willing than ever to negotiate terms. If you want something specific and it’s not listed in the ad, ask your real estate agent to make an inquiry. You lose nothing by asking!
🗣️ Talk to Your Real Estate Agent
You may be tempted to ask a seller something about their listing or what’s included with the property, but we strongly suggest that you save all questions for your real estate agent. The real estate agent will ask on your behalf and bring the answers back your way.
🎛️ Not Just About Appliances
Many buyers believe that the only things included in the home’s sale are the appliances, but this isn’t always the case in today’s competitive real estate market. If a seller is downsizing, they may consider adding in everything from large furniture to artwork that won’t fit in their new home.
📱 Contact The Wilson Group
🚿 Fixtures vs. Fittings
In order to sort what is typically included with the house and what is considered an inclusion, we’ll need to take a closer look at fixtures versus fittings. A fixture is anything that comes attached to the property.
- Ceiling Fan
A house’s fitting is usually something that is part of the seller’s personal property and only goes with the sale of the home if they include it in the terms of the sale. However, you may find it makes sense to ask for things that go with something included in the purchase of the home.
🖋️ Get Things in Writing
No matter how small the detail, it’s important to get everything down in writing when it comes to what’s included in the terms of the sale. When disagreements happen, the mediator will look at the contract before going further.
📋 Closing Cost & Financial Inclusions
When you buy a home, there are costs associated with that purchase known as closing costs. These fees depend on factors like the type of financing, the terms of the sale, and services needed during the home buying process.
Closing Costs May Include
- Title Fees
- Attorney Services
- Mortgage Insurance
You may also need to pay loan-related fees for things like credit reports and the origination fee paid to the mortgage loan officer. Lenders may charge an underwriting fee which covers the cost of the underwriting process. The underwriting process includes all the verifications of information input on the application as well as a review of the applicant’s qualifications for a loan program.
🤩 What Comes with a House You Buy?
We are a locally owned Real Estate team right here in RVA, and we believe our motto says it all: ALL ABOUT THE EXPERIENCE!!! We strive to make our client’s need to sell or buy a home, or even their property management needs an overall great experience. Our business model is deeply founded in the fact that it is all about the experience!